Massachusetts Bankruptcy Lawyers
Do you have serious mortgage arrears? Is a creditor threatening to repossess your motor vehicle? Have credit card debts or medical bills drained your bank accounts? The attorneys at Alford & Bertrand, LLC, an experienced bankruptcy law firm, can help.
We will guide you to a brighter future for yourself, your family and your small business in Massachusetts. Contact our Chapter 13 attorneys at any of our four convenient Alford & Bertrand, LLC, law office locations by calling toll free: 888-361-1693.
Experienced Watertown Chapter 13 Bankruptcy Law Firm
For more than 30 years, our Massachusetts bankruptcy attorneys have used Chapter 13 consumer bankruptcy strategies to help our clients return to financial safety. We show you how the "automatic stay" helps you to stop foreclosure, maintain possession of your home or car, receive a paycheck that is intact instead of garnished, and free yourself of creditor harassment.
Alford & Bertrand, LLC — 30 Years of Experience and Proven Counsel on Your Side
Chapter 13 bankruptcy has been referred to as "the individual's reorganization." It is based on disposable income — your total income minus expenses. It also draws distinctions between debt that is dischargeable and nondischargeable, secured and unsecured.
Chapter 13 protections, unlike Chapter 7, promote the reorganization of debt. Its three- to five-year repayment plan feature allows you to satisfy your obligations while a court protects you from creditors and foreclosure. You can often eliminate more than 90 percent of your unsecured debt and pay the remaining amount over a period of up to 60 months. Your payments go to a bankruptcy trustee, who then distributes funds to your creditors.
We have worked with bankruptcy trustees and judges in Massachusetts for decades. You can trust a law firm with that kind of experience to focus on obtaining optimal results for you. Let us help you understand how you may qualify for Chapter 13 bankruptcy.
Speak With a Boston Chapter 13 Bankruptcy Lawyer in a Free Consultation
Our law offices are located in Watertown, the Mattapan section of Boston, Quincy and Lynn, to serve you better. We can meet with you on a weekday evening or Saturday if you wish. Call us at 888-361-1693 or contact us by e-mail to discuss your matter.
We are a debt relief agency. We help people file for relief under the Bankruptcy Code.
